Credit Analyst

Position: Credit Analyst, Invoice to Cash

Location: San Francisco, CA/Seattle, WA /New York City, NY offices to come onsite as needed, but mainly remote

Type: 12 months with possible extension

Pay Range: $70 - $100/hr

About the Role

In this role, you will evaluate B2B customers and make data-driven recommendations on credit limits, payment terms, order approvals, and risk mitigation.

Key Responsibilities

• Perform credit reviews for new and existing B2B customers


• Analyze financial statements, credit reports, payment history, exposure, and other risk indicators


• Recommend credit limits, payment terms, prepayment, or other risk mitigation


• Review and make decisions on credit holds and order release requests


• Identify potential customer/account-opening fraud and escalate concerns


• Monitor existing customers for changes in payment behavior and credit exposure


• Document credit decisions and rationale to support ASC 606 collectibility requirements, SOX controls, and audits


• Partner closely with Sales, Deal Desk, Collections, Revenue Accounting, and Legal


• Track credit review volume, turnaround time, exposure, and outcomes


• Help improve credit policies, procedures, risk thresholds, and automation


• Identify opportunities to use automation and AI to streamline routine credit reviews

Ideal Background

• 6+ years of commercial/B2B credit, credit risk, or related AR experience


• Experience in B2B software, SaaS, cloud, technology, or telecommunications


• Strong experience evaluating business customers and making credit recommendations


• Experience with credit limits, order holds/releases, and payment terms


• Ability to interpret financial statements and third-party credit reports


• Strong Salesforce experience — this is a key requirement


• Experience with Stripe and/or Tesorio is a strong plus


• Familiarity with D&B, Experian, Moody's, Creditsafe, HighRadius, Billtrust, or similar platforms is helpful


• Experience supporting SOX/audit requirements is preferred


• Strong Excel/Google Sheets skills


• Excellent written communication and ability to explain credit decisions clearly


• Experience improving or developing credit policies/processes is highly valued

Important

A take-home assessment is required and must be completed/included with the candidate submission.